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Why Housing Affordability Needs a Bigger Fix

Rich Flanery

Published on: 12/18/2025

Discover why 50-year mortgages won't solve housing affordability. Learn the real issues: excessive fees, bloated regulation, and mortgage rate structures that need reform.

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"Portable Mortgages": Great Soundbite, Bad Fit for Today's System

Rich Flanery

Published on: 12/11/2025

Discover why portable mortgages sound good but don't fit the U.S. mortgage-backed securities system. Learn how blockchain could enable portable mortgages in the future.

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